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Up until recently, the majority of gambling venues were mostly oriented towards the North American or European market, but online casinos have started to recognise the immense potential of the Australian market, so it is little wonder that we now have a huge number of Australian online casinos. The Best Australian Online Casinos. We want you to have a great experience while gaming, so our OnlineCasino.com.au team has examined the game variety and pokies provided by online casinos for Australians. Just having a single version of roulette, video poker, blackjack, baccarat or a few online slots is simply not enough to make it on to our top rated casino online list.
Last Updated Tue, Oct 8, 12:12am
Australian players have a very wide range of options when it comes to making deposits at online casinos and other gambling sites. Web casino banking has become a streamlined process in the last few years, making it easier than ever to manage your money. However, it can still be difficult to figure out which method is the best to use.
All of our recommended casinos above – which have been tried, tested and verified by all of us here at AG as well as reputable gambling industry watchdogs like eCOGRA (eCommerce Online Gaming Regulation and Assurance) – we explain and examine the most popular and secure payment services and talk about their current and future availability to Australians, as well as the advantages and drawbacks of using each deposit and withdrawal option.
Popular Deposit & Withdrawal Options and Minimum & Maximum Limits
Previous deposit and withdrawal delays were often enough to put players off the otherwise enjoyable experience of online casino gaming. Now, depositing and withdrawing cash to and from your online casino account is a straight-forward and fast process. The variety of options — bank transfers, credit & debit cards, E-Wallets, pre-paid cards and vouchers — provide players with more than enough choices, and the majority will process deposits instantly.
All major financial methods use 128-bit Secure Socket Layer Digital Encryption technology to ensure transactions remain secure. Most of the aforementioned methods are available for withdrawing funds; however, restrictions will change from one site to another. When you first request a withdrawal, select which service you wish to use; for future withdrawals, you will be paid via the method you used for your last deposit, unless otherwise requested.
Minimum and maximum limitations on deposits and withdrawals will always differ from site to site. Here are the boundaries for one of our most popular and trusted casinos, to give you an idea of the minor limitations:
All Slots Casino Min and Max Guidelines:
- The smallest deposit amount: $25 from a computer/desktop, and $10 from a mobile or tablet device.
- The maximum deposit: $1000 per one credit or debit card transaction, and no official casino maximum for other methods (maximums are based on the specific method’s restrictions).
- The minimum withdrawal: $50
- The maximum withdrawal: There is no maximum.
Betting Online With Credit and Debit Cards
Credit and debit card are the two quickest and most popular means of funding and withdrawing from casino accounts. Input your card information and the desired deposit amount in the casino dedicated cashier section, and funds are immediately transferred and available for use, pending the approval of the card.
Credit and debit card usage guidelines are controlled by individual banks, but we’ve found most Australian players won’t run into any problems using these cards at online gambling sites. Withdrawals back to your card can take between 24-48 hours to be processed, as with most other online banking transactions.
Money must be present in your bank account in order to deposit with a debit card, so this method will not allow you to go into debt. However, some Australian players may want to deposit real money but are waiting for cash to hit their checking account – in this case, credit cards can be the better option as a deposit method.
Deposit with E-Wallet Services
An increasingly popular option, the E-Wallet is a service which suits players who regularly make deposits and withdrawals at multiple casino sites. An E-Wallet acts as your wallet in the digital arena and as a middle party between the many online casinos you may use and your bank account or credit cards. Some of the most popular E-Wallet companies are:
- PayPal – A preferred method for many online businesses & customers. Unfortunately most online casinos don’t accept PayPal.
- PayNearMe – This is a great option for players who don’t want to use their credit card for online gaming. PayNearMe allows bettors to make deposits at local stores.
- ecoPayz – This is a leading-tech solution for prepaid card users. Most popular in Canada but available in other countries around the world.
- MyCitadel – Another E-Wallet option that is fast and easy for online deposits.
- EcoCard – This E-Wallet option has been around for more than a decade. It’s set up and accepted in a number of countries and currency exchanges won’t be a problem with this deposit method.
- Neteller – It’s one of the biggest companies in the e-wallet market and widely trusted by businesses and users alike.
E-Wallet sites safely store your personal financial information, and thus you no longer have to share financial details with gambling sites. With each transaction fully encrypted with state-of-the-art security, it is an ideal option to use if you want to feel absolutely safe when handling your cash. To use an E-Wallet account, you generally have to link a credit/debit card or a bank account to provide funding for your e-wallet account.
Using a bank account is the more popular way to go, as it also gives you a nice way to withdraw any winnings: just take them back into your E-Wallet, and then withdraw them back to your linked bank account. These methods can be slightly slower than just depositing with a card directly, but the long-term convenience and security of e-wallets make them quite popular as well. Organisation is also a big plus for this method. Unlike direct banking, you can easily manage your funds and move them from site to site in instant transfers from a casino account into your e-wallet. If you wish to play at another casino site, you can easily deposit it from there onto your chosen site.
In the last few years, several popular brands like Neteller and Skrill (formerly Moneybookers) have eagerly serviced the demand – these are the e-wallets we recommend as the safest and most recognised by our top online casinos.
Bank Transfers On The Web
Depending on the casino you use, there could be several types of bank transfers. First, you might be asked to make a transfer directly to the casino through the use of either a bank wire or an “e-check.” Alternately, you might make a “local transfer” (often also referred to as an e-check) to a designated account in Australia, which is sometimes a cheaper and quicker option. While a lot more direct, there is a downside to bank transfers.
The only major downside is speed. Processing a bank transfer is generally slower than most of the other methods mentioned, and they sometimes come with fees which are rare (or quite small) with most of the other methods we’ll be talking about in this article. However, there are also two worthwhile advantages worth noting.
First, for high rollers, bank transfers often allow for some very large deposits. This is particularly true of wire transfers, which can be used to move large sums of money in one transaction. The deposit maximums of most other methods will be fine for the vast majority of players, but some VIPs may want the option of making a wire transfer.
Secondly, true bank transfers are done directly through your bank, rather than being processed through the casino’s online cashier. While Web casinos take financial security very seriously, some may like having peace of mind with the unmatched security of working with their personal bank – which is a nice benefit you get with bank transfers.
Not as many players use bank transfers as some of the above methods. A more common version of this method gaining popularity is the online bank transfer, in which you’ll use your bank’s online banking system to directly deposit money to the site. This means your bank deals with the casino site directly, rather than having you divulge any personal banking details. Many casinos support local internet banking systems, including POLi, a popular option in Australia and alternative to PayPal, which unfortunately cannot be used by Aussies to deposit money at online casinos.
Obviously the most popular banks for depositing at online gambling sites include the ANZ, Commonwealth Bank, NAB, Westpac, and all major Australian credit unions.
Prepaid Payment Methods
One of the biggest innovations in online payments over the last few years has been the advent of prepaid voucher systems. Prepaid credit or debit cards (such as Visa and MasterCard prepaid options) have been around for a little longer, but have also gained a lot of popularity in the last few years. These options allow you to pay for a card or voucher in cash, then later use said prepaid item to make a deposit online – such as at an online casino.
Prepaid debit cards are used for a variety of purchases for interactive everyday use, and are often given as gifts or prizes for contests due to their wide-ranging usage. The only downside to these cards is it’s conceivable they sometimes might be rejected when you attempt to use them for Web gambling. If the issuing bank or organisation has set a policy which doesn’t allow them to be used at online casinos, you’ll be out of luck when trying to deposit. This is less of an issue in Australia than in the USA, but it’s worth noting, at the very least.
Prepaid options such as Ukash provide great benefits for players. You never have to share any of your bank or credit card information with anyone, since you can pay for the cards/vouchers in cash (note: you can choose to pay via other means). Then, once you use the value on these products, you can dispose of them without worrying about having any personal data stolen – they contain nothing that links them to you. In fact, the only unavoidable risk with these products, the same risk with cash, is if someone steals the voucher/card. Even so, many companies like Ukash allow you to report a voucher as stolen, granting extra security.
If you are looking for a potential drawback to these products, you can conceivably think of a couple. One: it is not the most direct method of a cash transfer, as it takes at least a modicum of time and effort to get the cash onto the card/voucher. Secondly, the max amount you can place on a card or voucher and then deposit is less compared to some other deposit methods (but still plenty not to affect most gamblers). Despite these drawbacks, prepaid options are a growing industry, and completely secure. We expect these methods to become more common among those who feel leery about sharing their financial information over the Net.
What are the fastest deposit and withdrawal options?
Credit cards and E-Wallets are generally considered the fastest payment options for online casino players. This can fluctuate depending on the credit card and/or E-Wallet company. Sometimes there are restrictions that need to be cleared up with your credit card provider before making your first deposit.
Are there any methods that are more safe than others?
All of the methods we’ve listed are reliable choices for new online casino players. Picking which way to go when making your deposit or payment is really down to personal preference. All of the options we’ve talked about take the necessary steps to keep your money safe while playing online casino games.
How do should I choose which deposit option is right for me?
The best way to answer this question is by determining what the most important factors are for you when it comes to playing online casino games. Are you more interested in ease of deposits or speed of payments when you want to make your withdrawal? Bank wire transfer might be a method you feel most secure using but they do tend to take the longest time to process.
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Update november 2017: EcoPayz is no longer available for Australian players. On November 13th PaySafeCard, Neteller and Skrill will also exit the Australian market. For more details, see our Banking page